Furious mind…


Oh my furious mind!
Please relax and don’t get annoyed.
Life offers both good and bad.
Enjoy the good and fight the bad.
Every moment is a challenge.
Be cool and try to manage.
Be flexible and cope up with the changes.
Stand again and fight the challenges.
Be patient and rise.
Don’t indulge to patronize.
Life will offer mishap and concussion.
You need to offer the solution.
Patient, humble and trouble-shooter.
Let the brain should dissolve trouble maker.
Hence, I request…
Oh my furious mind!
Please relax and don’t get annoyed.

– Ashish Kumar

What should I write?


What should I write???
Nothing comes in my mind.
No idea and no creativity.
How can I be so lazy?
Thought of writing something real.
Ended up writing the unreal.
This happens several times.
But I really enjoy such times.

Writer’s are different from rest of the world.
They have the power to create and change the world.
Writing requires imagination and thinking.
Every literary piece is amazing.
Be it love, romance, sad or motivational.
Writer’s are a source of inspiration.
I too want to write something now.
By reading it, you can say waw.
I am willing to write.
What should I write?
Not able to think the exact plot.
Do I need to take a rest to create the new plot?
Thinking from morning to evening.
I am not able to write anything.
But I will write soon.
With a positive noon.
But…
For the present.
What should I write???
Nothing comes in my mind.

Ashish Kumar

Insurance Terminologies – II


I started this series of posts related to the terminologies used in insurance. In this second installment, let us know few of them which is discussed below.

  • Premium: It is the consideration that one pays in monetary value for buying the insurance policy. The money paid by you to purchase the insurance policy is known as the premium. As per Section 64VB of Indian Insurance Act 1938, premium should be paid in advance before the risk coverage starts. Hence, no coverage will be provided before paying the premium.
  • Indemnity: Indemnity means bringing back to the same financial condition as if the loss didn’t occurred. This is one of the basic principles of insurance which states that there should be no benefit out of the coverage. Meaning that if the person suffers a loss of INR 10000 due to the peril covered in the policy, the insurance company will pay only the amount of loss i.e INR 10000 and not more than that even though the policy cover is of greater value say INR 100000. The amount paid by the insurance company is subject to the total amount covered in the policy. This principle is applicable in general insurance while in life insurance, principle of indemnity is not applicable.
  • Endorsement: This means any alterations or modifications in the insurance policy. Endorsement can be financial or non financial. Financial endorsement includes change in the sum insured, change in premium etc. Non-financial endorsement endorsement includes change in address, change of contact details, email id etc. A written application by the policyholder has to be given to the insurance company for any endorsement.

Ashish Kumar

Trying to find the known…


Lost in the world of unknown.

I am trying to find the known.

The never ending pain continue to grow.

And I am finding the light to glow.

The noise coming from all directions.

Compelling me to get in to depression.

The fight between choice and reality.

Somewhere requires clarity.

Weather changes so is the time.

I am waiting for the perfect time.

Challenges coming from dawn to dusk.

I am eliminating the dust.

Lost in the world of unknown.

I am trying to find the known.

Ashish Kumar

Ignoring the beauty of life…


 

Looking at every aspect of life.
We do ignore the beauty of life.
During the midst of happy and sad.
We really become, sometimes mad.
Chasing the one which we don’t need.
Lands us in situation of greed.
Even the heart says it is wrong.
We indulge in doing the wrong.
Involving in the thorny path.
We ignore the present golden path.
Instead of finding the positive.
We do find negatives in positive.
Leaving the glorious beauty aside.
We move towards the unhealthy side.

One needs to have introspection.
Instead of indulging in conspiration.
Life has several layers to come.
Good or bad, we need to overcome.
During the sole honeymoon period.
We forget the struggle period.
One should learn from the mistakes of past.
Rather than blaming the past.
The mindset needs to be changed.
Then only we can bring a change.
Harsh reality still persists.
As…
Looking at every aspect of life.
We do ignore the beauty of life.
Ignore the beauty of life.

– Ashish Kumar

Why do I write?


Why do I write?
A question of which I never got an answer.
It gives satisfaction and pleasure.
Gives a chance to talk in leisure.
Even many think poets are mad.
They are not able to judge is it good or bad.

Why do I write?
I write as I love to do so.
Have no specific reason in doing so.
Walking in the streets of life.
I have found a good reason to survive.
Writing has the potential to change.
Requires the authors to manage.

writing1

Why do I write?
No real reason.
Still an unanswered question.
I write to talk to myself.
One can convey his feelings to himself.
Writing power is infinite.
Rather than to remain finite.
It requires one to explore inner and outer world.
Once done, it can change the world.

Why do I write?
People say I am mad.
Yes I am mad…
Mad about writing.
Passionate about to think out of the academics.
Writing gives me inner satisfaction.
That requires giving no explanation.
Why do I write?
I write as I love to write…

writing2

– Ashish Kumar

Doing the karma…


Every time I see a good sign.
It ends with a negative time.
During the midst of day and night.
I never had a time with positive light.
Darkness spread all the way around.
Momentarily losing my sound.
Betrayal, trust broke.
Hope ended in a sudden stroke.
No regrets what I have done for others and what others had done.
I am just doing the karma.

Lost in the darkest side of my own shadow.
Searching for a place which is at least hollow.
Heart wrenched and soul teared.
Repetition of the same, I always feared.
Eyes became watery and face was red.
Walking alone, I was a living dead.
Swallowed everything in the deep of my heart.
Its true from inside and outside, I was hurt.
No complain for all the mess which have come.
I am just doing the karma.

Unwanted situations coming again and again.
Its time for me to convert this to gain.
Reality needs to be accepted.
Rather than to remain frustrated.
Time will change this is for sure.
For the present I need to assure.
No regrets for all the pains which have come.
I am just doing the karma.
Walking on the path of dharma.
I am just doing the karma.
Just doing the karma.

karma

– Ashish Kumar