Few Quotes – 12


 

Hi all. Hope all are doing well and must be busy with preparing for upcoming Diwali. I would like to wish all of you a very Happy Diwali in advance. 🙂  After a big gap of more than one and half years, I am posting few of my quotes today. My last post on quotations was in January 2016. Sorry for not posting my quotes for such a long time. I hope these quotes which are related to somewhat what we call work-life balance would be liked by you all. Read, enjoy and share your thoughts on these quotes.

  • Work is never a problem. It’s the people who creates problem in work.
  • Never mix your professional life with your personal life.
  • Work never ends but life does.

Ashish Kumar

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The best is yet to come


Cursed in the middle of life.
Darkened by the absence of light.
Depressed by the fall of a fruitful tree.
Receiving problem from life without fee.
Moving in the unknown path.
In search of a new path.
May be the chance is not much.
But the best is yet to come.

During of midst of good and bad.
Thought whether life has made me mad.
Shivered from the sudden demise of hope.
I am finding the cape of good hope.
Life is never problem free.
Wondered is life is a problem for me?
Finding solution which is some.
As the best is yet to come.

Haunted memoirs often come in my dream.
Burning those memoirs with my new dream.
Loving the problems is my new hobby.
As I do love my hobby.
Life has no meaning without problems.
Attitude is to tackle the problem.
Although one may not always succeed.
Try and take risk in order to proceed.
Life gave many startling situations.
Paved me to take startling decisions.
Left in an uncertain and sudden void.
I cried a lot with inner voice.
Body shivered and heart crippled.
I was left with nothing settled.
Accepted the tragedy with stone-hearted heart.
As I have to start from scratch first.
Sooner or later I will stand and come.
As the best is yet to come.
The best is yet to come.

– Ashish Kumar

Insurance Terminologies – II


I started this series of posts related to the terminologies used in insurance. In this second installment, let us know few of them which is discussed below.

  • Premium: It is the consideration that one pays in monetary value for buying the insurance policy. The money paid by you to purchase the insurance policy is known as the premium. As per Section 64VB of Indian Insurance Act 1938, premium should be paid in advance before the risk coverage starts. Hence, no coverage will be provided before paying the premium.
  • Indemnity: Indemnity means bringing back to the same financial condition as if the loss didn’t occurred. This is one of the basic principles of insurance which states that there should be no benefit out of the coverage. Meaning that if the person suffers a loss of INR 10000 due to the peril covered in the policy, the insurance company will pay only the amount of loss i.e INR 10000 and not more than that even though the policy cover is of greater value say INR 100000. The amount paid by the insurance company is subject to the total amount covered in the policy. This principle is applicable in general insurance while in life insurance, principle of indemnity is not applicable.
  • Endorsement: This means any alterations or modifications in the insurance policy. Endorsement can be financial or non financial. Financial endorsement includes change in the sum insured, change in premium etc. Non-financial endorsement endorsement includes change in address, change of contact details, email id etc. A written application by the policyholder has to be given to the insurance company for any endorsement.

Ashish Kumar

Trying to paint the paper…


Living in the piece of a paper.
I am trying to paint the paper.
Left in the curse of time.
I am trying to build a new time.
Shattered with the sudden storm.
I was left in a beach of thorn.
The pain was unbearable and immense.
Like someone put an iron rod in the chest.
Tears came and heart wrenched.
Wondered how I got the bloody drench.

Shame acts and broken trust continued.
I stood and fought till I can continue.
During the midst of day and night.
Life gave me tremendous fight.
Sacrificed everything which I had.
Only thing left was the time which was bad.
I lost the battle with a brutal end.
Tried a lot to avoid that end.

Loved the fact that I still survived.
Even though I had no reason to survive.
I left the world which was never mine.
Building a new world which will be mine.
Life is such of twisted events.
Tackling them is prominent.
It takes time to forget and forgive.
Hence life must be lived.
Some time is required to move on.
As…
Living in the piece of a paper.
I am trying to paint the paper.

– Ashish Kumar

कुछ करते हैं …


कुछ करते हैं |
ख्वाबों को हटा के |
ग़मों को भुला के |
नयी राह बना के |
ज़िन्दगी में आगे बढ़ते हैं |
चलो कुछ करते हैं |

कुछ करते हैं |
दुःख के पलों को चोर के |
अनचाही यादों को जला के |
किस्मत के मार को हरा के |
नयी रौशनी तलाशते हैं |
चलो कुछ करते हैं |

कुछ करते हैं |
दिल की आवाज़ सुन के |
दूसरों के दुखों को मिटा के |
अपने आप से बात कर के |
ज़िन्दगी का मज़ा लेते हैं |
चलो कुछ करते हैं |

कुछ करते हैं |
बिगड़ी किस्मत को बदल के |
ऐसी राह पकड़ते हैं |
तूफ़ान भी घबरा जाये |
ऐसा कुछ सोचते हैं |
मौसम के हर मिजाज को |
मुश्किलों को हरा के |
खुद पे भरोसा रख के |
विश्वास का दामन थाम के |
ज़िन्दगी से लरते हैं |
चलो कुछ करते हैं |
चलो कुछ करते हैं |

– Ashish Kumar